The Great Plan of Happiness: Christ Paid Your Entire Debt of Sin—You are Now Debt-free!

I have such a passion to share the true Savior with you. Jesus gave His life as payment for the sins of the world and met God’s demand for Justice. In doing so, He paid your entire debt of sin. He didn’t pay your debt and then expect you to pay him back. His unconditional gift to you is freely offered –simply because He loves you.

In contrast, the false Christ taught by LDS prophets did not do his part freely (at the Atonement). He expects to be paid back for what he did for you:

If I pay your debt, will you accept me as your creditor? ‘Oh yes, yes,’ cried the debtor. ‘You saved me from prison and show mercy to me.’ “Then, said the benefactor, ‘you will pay the debt to me and I will set the terms. It will not be easy, but it will be possible.”

The “benefactor” mentioned above is Jesus–as he makes an agreement to re-finance the man’s sin-debt and become his Creditor. These words are taken from an LDS parable that teaches the LDS concept of justice and mercy. This weeks Gospel Doctrine Lesson uses this parable found in Gospel Principles to teach you what Jesus actually did for you:

“If you are using the video presentation “The Mediator,” show it now. If you are reading or telling the parable yourself, do so now. Point out that the debtor represents each of us, the creditor represents justice, and the debtor’s friend represents the Savior… What must we do to be able to receive the fulness of God’s mercy? (See Alma 42:23)” (Book of Mormon: Gospel Doctrine Lesson 30: The Great Plan of Happiness, p. 136)

The Parable tells the story of a foolish man who incurred a great debt. This debt is symbolic of the spiritual debt we owe to Heavenly Father for our sins. The foolish man couldn’t pay his debt so Jesus comes to his rescue and pays his debt for him. After Heavenly Father accepts His payment, Jesus then tells the man that He will now be his Creditor.

Gospel Principles explains the meaning of this parable: “Our sins are our spiritual debts. Without Jesus Christ, who is our Savior and Mediator, we would all pay for our sins by suffering spiritual death. But because of him, if we will keep his terms, which are to repent and keep his commandments, we may return to live with our Heavenly Father.” (page 65)

Do you believe that this is what Jesus really did for you? Does He really demand that you keep His commands to gain eternal life?

Not according to God’s Word and the Christ of the New Testament. Jesus has done so much more than what LDS prophets claim! Because Jesus met God’s demands for Justice when He paid your debt of sin–you are debt free! Now mercy reigns.

I am Christ’s Ambassador and He has committed to me His “ministry of reconciliation” (2 Corinthians 5:18-21). In one way I am a “debt consolidation counselor”. My counsel to you is that your debt to sin has been canceled, not merely refinanced! When Jesus shed His blood on the cross he paid for every sin for the entire world! No more debt is left to be paid. Jesus doesn’t demand a “second payment” for your sin, nor does He give you additional “terms” to be paid. Every single sin has already been paid for with the precious blood of Christ. Through His Atonement you are debt free!

On the cross Jesus cried out 'It is Finished!', in the Greek literally 'Paid in Full!'

On the cross Jesus cried out 'It is Finished!', in the Greek literally 'Paid in Full!'

In the book of John we read that just before Jesus died on the cross he exclaimed “It is finished!” In Greek this meant: “Paid in full”! This was also written on business documents or receipts during New Testament times to show that a bill had been paid in full. The connection between receipts and what Jesus had accomplished would have been very clear to John’s Greek speaking readers. It would be unmistakable to them that Jesus had paid the full price for their sins. You too can be sure that your bill listing your sin debt has been stamped “Paid in full”! Please, don’t reject this amazing gift through unbelief.

Believe these beautiful words:

“And all things are of God, who hath reconciled us to himself by Jesus Christ, and hath given to us the ministry of reconciliation; To wit, that God was in Christ, reconciling the world unto himself, not imputing their trespasses unto them; and hath committed unto us the word of reconciliation. Now then we are ambassadors for Christ, as though God did beseech you by us: we pray you in Christ’s stead, be ye reconciled to God. For he hath made him to be sin for us, who knew no sin; that we might be made the righteousness of God in him.” (2 Corinthians 5: 18-21)

Here is God’s true Plan of Happiness in Christ’s own words:

“And as Moses lifted up the serpent in the wilderness, even so must the Son of man be lifted up: That whosoever believeth in him should not perish, but have eternal life. For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.” (John 3:14-16)

All praise and glory to our Lord and Savior Jesus!
Book of Mormon — Alma 42:23: “But God ceaseth not to be God, and mercy claimeth the penitent, and mercy cometh because of the atonement; and the atonement bringeth to pass the resurrection of the dead; and the resurrection of the dead bringeth back men into the presence of God; and thus they are restored into his presence, to be judged according to their works, according to the law and justice.”

Links to Packer’s Parable Found at

Original Parable given by Boyd K. Packer:

Gospel Principles:

Preparing for Exaltation: Teacher’s Manual for 12 & 13 year olds:

Aaronic Priesthood Manual 3:

Friend, Mar 2004:

New Testament Gospel Doctrine Teacher’s Manual, Lesson 25: “Not My Will, But Thine, Be Done”: